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Articles by David Reinholtz

How to Save Money When Buying or Owning a House

Date Submitted: Nov 1, 2010 - 9:51:24 AM
Summary: Save money through electricity, commuting, television, electrical appliances, etc are some of the ways. There are many ways that people can save money to buy a home.

Is Bankruptcy a Way to Save a Home?

Date Submitted: Sep 14, 2010 - 7:38:51 AM
Summary: Bankruptcy could be a way to keep from heading to foreclosure. Bankruptcy should be the absolute last step anyone should take to save your home.

Home Ownership Hits a Low

Date Submitted: Sep 8, 2010 - 5:10:58 AM
Summary: Home ownership has reached its lowest level and fewer people own homes now than they did in 1999.

Credit Cards Before Home Loans - A Disturbing New Trend

Date Submitted: Jun 28, 2010 - 11:51:46 AM
Summary: A disturbing trend has developed in which consumers are deciding to pay off their credit card bills before they pay their mortgage. This trend is gaining traction, and steam, in recent months as well.

Comparing Mortgage Offers With APR

Date Submitted: Jun 16, 2010 - 1:27:38 AM
Summary: Many home buyers don't understand the basic principles when reviewing numerous mortgage offers they receive, and for real estate agents and mortgage brokers, it can be easy to forget the complications one encounters in deciphering the right offer for them. It's a good idea to step back, take a moment, and help your clients walk through the process rather than leaving them to tackle all of that information on their own. You can help them cut through the confusion and see the best deal, and sometimes this takes extra time.

The Truth About Reverse Mortgages

Date Submitted: Jun 10, 2010 - 2:33:12 AM
Summary: We have all been exposed to information about reverse mortgages, their benefits as well as the negative aspects associated with them, yet it seems that not enough of us truly understand how to convey to our clients information about this option. Misinformation has a lot to do with the difficulties and the unstable bridge that we must cross in order to assure clients of its positive aspects.

What Effect Will the Stimulus Have on the Real Estate Market in 2010

Date Submitted: May 28, 2010 - 2:10:36 AM
Summary: The Stimulus package that went into effect more than a year ago, also known as the American Recovery and Reinvestment Act of 2009, has had varying degrees of success in different aspects of the economy. The question now, as we head deeper into 2010, will be what effect will it have on the real estate market this year and for years to come? The question is not an easy one to answer and, depending on whom you ask, you are bound to get a variety of responses.

The SAFE Act, NMLS and What it Means to the Mortgage Industry

Date Submitted: May 24, 2010 - 2:06:21 AM
Summary: The public and Congress, seeking to discover causes for the housing crisis and create solutions, has turned their attention to the mortgage lending industry. The result is the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (called the SAFE Mortgage Licensing Act).

3 Ways For Loan Officers to Be a Real Estate Agent Magnet For Referral Business

Date Submitted: May 17, 2010 - 2:29:19 AM
Summary: If you're a mortgage loan officer scrambling for business, you may already know that your efforts are better spent on landing referral sources (i.e., real estate agents) that are a pool of repeat business for you rather than targeting individual borrowers offering business here and there. The problem you're probably facing is the "how" of creating and building relationships with real estate agents as a source of repeat business.

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